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Any use or simple viewing of the Site assumes that the User agrees to comply with these Terms of Use. The User must carefully read these Terms of Use, print them and keep a copy.


The website accessible at the following URL: “” (hereinafter the “Site”) is published by the company Conseil Finance Formation, SARL with capital of 8000 euros, registered at the RCS Montpellier under the number B 422 018 416 and whose registered office is:
Montpellier Optimum Business Center
450 Baden Powell Street
34000 Montpellier France

The editor is Patrick Topsacalian. The processing of personal data implemented on the site has been declared to the CNIL under number 1667987.

The Site is hosted by: OFF AXIS, S.A.S. registered in the RCS of Perpignan under the number 808 374 814 and therefore the registered office is located at 15 rue Edouard Bourdet 66100 Perpignan France.

Any use or simple viewing of the Site assumes that the User agrees to comply with these Terms of Use. The User must carefully read these Terms of Use, print them and keep a copy.


The Site is evolutive and the Company may modify and / or modify these Terms of Use, in whole or in part and at any time. These changes will be implemented without prior notice. Any User of the Site is invited, at each login, to consult on the Site, the latest version of the Terms of Use. Any User who does not accept the changes made by the Company in connection with the Site or the Terms of Use is invited not to access or use the Site.


The User may freely consult the Data on the Site, subject to the respect of intellectual property rights as defined in Article 5 below. The Data will be updated regularly by the Company, at its convenience. Despite all the care taken in setting up and updating the Site, errors, inaccuracies or omissions may remain as well as problems connecting to the Site or interruption in the connection. The Company declines all responsibility in this regard.


All pages of the Site, containing the Data, may be protected by copyright, and are the property of the Company and / or their content providers. Any reproduction and / or representation and / or dissemination of the Data, in whole or in part, is prohibited without the prior written authorization of the Company. However, the Company grants the User, by these Terms of Use, the right to view, store and reproduce copies of pages or extracts of pages of the Site, but for its own specific needs and non-transferable and non-transferable for the benefit of third parties. The User agrees to comply with all applicable national, Community or international laws and regulations, in particular those relating to copyright, trademark and patent rights, press law and communication law. Consequently, the User is prohibited from: Reproducing or transferring, in whole or in part, the Data, for sale, distribution, issue, publication or communication, in any form whatsoever; Reuse any Data for commercial or advertising purposes; To introduce data on the Site, which modifies or is likely to modify, in any way, the content or appearance of the Data and more generally to undermine the integrity of the Data. For the reproductions which are only authorized for the strict needs of the User (cf supra), the following mention will have to be visible on each copy of the reproduction: «© Copyright MANAGEXAM» All the rights attached to the © Copyright remain the property of the holder of these rights. Photo credits Photo credits are indicated on the images.


The information provided by the User to the Company will be deemed to be non-confidential and royalty-free. They may be freely used by the Company to the exclusion of the personal data defined below. The Company may in particular freely use the ideas, concepts, know-how or techniques contained in this transmission, without restriction, in particular to reproduce, use, deposit or protect them, on its behalf or assign them or transfer to third parties. The Company informs the User that the visits made to the Site are subject to registration. The Company may use the information thus recorded for statistical purposes. No nominative data identifying the User is however collected through this registration. If the User does not wish to comply with this obligation, he must not visit the Site. In accordance with the Law “Informatique et Libertés” (Law N ° 8 78-17 of 6 January 1978), you have the right to access, rectify and delete data relating to information about you. You can exercise it by informing us by mail to: Finance Training Consulting Montpellier Optimum Business Center 450 Baden Powell Street 34000 Montpellier – France.


7.1 Exclusion of liability

The Company declines all responsibility in the event of abusive or illicit use or exploitation of all or part of the content of the Site. The Company excludes all warranties of any kind with respect to the Site, and more generally to all Data available on the Site. In no event shall the company (or any third party involved in the creation of the site) be held responsible or liable towards any user of the site or any other third party for any direct or indirect damage, Site, or any other site linked by a hyperlink; the purpose of the loss of profits, business interruption, loss of programs or other data from the user’s site information systems or any other level, and the same This information is likely to be modified. The connection of a User to any other site is at his own risk. In addition, the user warrants to the Company, use the site, in strict compliance with the conditions of use and / or the regulations in force. This article is intended for use in the application and conviction of the claim and claim, where upon it, for its origin, directly or indirectly, a violation of the usters . To know more about the care lavished with the realization of the site and its regular updating, the Site is likely to contain inaccuracies and / or typographical errors and / or omissions in the presented Data. Changes and updates are made on the site by the Company, which can not be held responsible for the quality, accuracy, timeliness, order and completeness of the data update obligation. . No authority has confirmed the accuracy or completeness of the data on the site. To improve the site or during maintenance operations (scheduled or emergency), the Company may be required, from time to time, to interrupt the operation of the Site, without prior notice to Users. The Company can not be held responsible for any damage caused by these maintenance operations.

7.2 Links to other websites

The Site may contain images and links to other Internet sites or other Internet sources managed by third parties (hereinafter the “External Sites”). The Company has no control over the External Sites and assumes no responsibility for their content, particularly as regards the content of links presented on the External Sites or changes or updates made to any External Site. The Company is therefore not responsible for the dissemination on the Internet of any data received from an External Site, or even if the External Sites do not work or harm, or damage the information systems of the User. These links are offered to the User by the Company only for its convenience, and the insertion of any link does not mean that the Company approves the content of these External Sites nor does it imply any legal relationship of any kind whatsoever. between the Company and the operators of the External Sites. The connection of the User to any other site linked to the Site by a hyperlink is at its sole risk. It is the User’s responsibility to comply with all regulations applicable to the External Sites and their respective general conditions of use. The mention of links or trademarks, names, services, domain names and names of other companies on the Site does not imply the existence of any association between the Company and these companies, products or services, brands , names or denominations in question.


The use of the Site features may require the establishment of “cookies”. These “cookies” are activated by the Company’s server for each use of the Site and are not stored in the User’s computer, which remains anonymous. “Cookies” do not allow the Company to identify the User.

They record only information relating to the User’s navigation on the Site (the pages consulted, the date and time of the consultation, etc.). Any User may oppose the registration of “cookies” by configuring his computer as follows: – If browsing the Site is done with Internet Explorer 8 (Microsoft): Click on “Tools”, “Internet Options”, “Privacy” and specify the level of management “cookies” desired. – If the navigation on the Site is made with versions before or after Internet Explorer 8 (Microsoft) or other browsers (Firefox, Netscape, etc.): It is necessary to refer to the help files or manuals corresponding use. If the User’s browser is configured to refuse “cookies” while the proper functioning of the Site requires their acceptance, access to all or part of the Site may be altered or impossible. The Company can not guarantee the proper functioning of the Site if the User has not activated the registration of “cookies”.


Since the Internet is a global network by nature, all content and all data transmissions on and around the Site, accessible from French territory, as well as these Terms of Use, are subject to the provisions of French law. Consequently, any dispute relating to the interpretation or execution of these Terms of Use, and more generally any dispute related to – or in connection with – the access or use of the Site and Data, will be subject to to the exclusive jurisdiction of the courts of Montpellier.

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